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Short Term
Sometimes we only need health insurance for a little while, whether for a gap in employment or waiting for an open enrollment period.
Insurance 101
What Is Short Term?
Short-term plans are medically underwritten and do not cover the essential health benefits that marketplace plans cover. These plans can be tailored with a deductible and co-insurance that meets your needs and your budget. Some plans provide copays for office visits, urgent care, and generic prescriptions.
Features Of Short Term
Marketplace Plans
Affordable health insurance options through the government's Marketplace, different levels of coverage and enrollment periods.
Marketplace Plans
Affordable health insurance options through the government's Marketplace, different levels of coverage and enrollment periods.
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Short Term Plans
Short-term health insurance offers temporary coverage with lower premiums but limited benefits.
Short Term Plans
Short-term health insurance offers temporary coverage with lower premiums but limited benefits.
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Insurance 101
How Does It Work?
Health insurance is a type of insurance that covers the cost of medical and surgical expenses incurred by the insured. It works by the insured paying a monthly premium to the insurance company, who then covers a portion of the cost of medical care when needed. The amount of coverage and the cost of the premium depend on the specific plan chosen by the insured.
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Avail Makes It Easier
How Can We Help?
At Avail our goal is to educate and guide you through your insurance decisions. We strive to have quality and competitive products available to meet your needs. A healthcare advisor will be assigned to you to guide you through the options for your business or family.
We stay by your side as your trusted advisor each year. We treat our clients like extended family because that's how we like to be treated.
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Commonly Asked Questions
Find answers to generally asked questions
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What is a PCP?A PCP is a primary care physician that you see to maintain your health. By seeing a PCP regularly you can maintain better health and lower your healthcare costs.
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What is maximum out of pocket?The maximum out of pocket is the cap that you have to pay in covered health services before the plan pays 100% of covered services for the year.
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What is a deductible?A deductible is the amount that you pay for covered health services before the plan starts to pay.
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What is co-insurance?A percentage that you pay for covered health services after your deductible has been met.
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What is a co-pay?A fixed amount you pay for covered health services after your deductible has been met.
Call Us To Speak To An Agent Today
We are here to help you understand how the plans work, so feel free to ask us as many questions as you like. There is never a fee for our services.
(813) 450-8084
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